Real Estate Guides and Resources

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  1. Debt to Income Ratio
    When you shop for a mortgage or other loan, one of the key factors a lender takes into consideration before granting approval is your debt-to-income ratio Read more
  2. Calculating Your Debt to Income Ratio
    When you shop for a mortgage or other loan, one of the key factors a lender takes into consideration before granting approval is your debt-to-income ratio Read more
  3. Your Credit and the Fair Credit Reporting Act
    Your credit record contains information about your income, debts, and credit payment history Read more
  4. Why Should I Check my Credit Report
    Studies have shown that many credit reports contain inaccuracies that can harm your credit rating, leading to rejections when you apply for loans, insurance or even a job Read more
  5. What to Look for in Your Credit Report
    You've pulled a copy of your credit report and are now looking at a tangle of information. Read more
  6. What is Credit Score?
    A credit report score is a number that reflects your credit risk level, typically with a higher number indicating lower risk Read more
  7. FAQs about Credit Scores
    A credit score is a number that reflects your credit risk level, typically with a higher number indicating lower risk Read more
  8. Debt Assistance Companies
    If you are ducking debt collectors and using one credit card to pay off the next, you may be considering turning to a debt assistance company for help Read more
  9. Correcting Your Credit Report
    Having a correct credit report is important because lenders use it as a basis to determine how much you can borrow Read more
  10. Improving Your Credit Score
    To improve your credit score under most models, concentrate on paying your bills on time, paying down outstanding balances, and not taking on new debt Read more
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